AI Transformation & Governance

AI Transformation Leadership for Financial Services

Twenty-five years of enterprise delivery and portfolio governance, now focused on making AI accountability a delivery and operating model discipline rather than a policy exercise.

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About

Sanjukta Sarkar brings twenty-five years of enterprise transformation experience across IBM, Infosys, and Cognizant, including seventeen years leading portfolio governance and delivery at Cognizant across banking, insurance, and consumer goods clients. She now works with banking and financial services organizations navigating AI-enabled transformation, bringing an operating model and accountability lens to a space often treated as a purely technical or policy problem.

"Who owns this, by name." Governance built on named accountability holds up under regulatory scrutiny in a way that frameworks alone do not.

Our Name

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Sahoj is inspired by the Sanskrit concept of Sahaja — that which is natural and effortless — and the Bengali word Sahoj, meaning simple. We believe the best transformations are not the most complicated ones. They are the ones that bring clarity, align people, and simplify execution.

Five Pillars

Strategy & Roadmap

Translating AI ambition into a sequenced, fundable transformation plan.

Operating Model Redesign

Structuring teams, roles, and decision rights for AI-enabled delivery.

Technology & Vendor Evaluation

Assessing platforms and partners against real delivery requirements.

Change Management

Bringing people along through workforce redeployment and new ways of working.

Governance

Named accountability, model risk oversight, and controls aligned to SR 26-2.

Services

Fractional Leadership

Embedded, part-time AI transformation and governance leadership for organizations that need senior oversight without a full-time hire.

Interim & Project-Based Engagements

Defined-scope, time-boxed delivery support for specific transformation initiatives, model risk programs, or operating model redesigns.

Advisory & Governance Assessment

Diagnostic reviews and roadmaps that map current AI governance maturity against SR 26-2 and identify where accountability gaps sit.

Track Record

Regulatory Compliance

CEO-sponsored, pan-India transformation, delivered in partnership with EY.

Portfolio Governance

Scaled across a large insurance account spanning thousands of associates and thirty-plus initiatives across the US, Canada, and APAC.

Engagement Recovery

Led a ninety-day turnaround of an at-risk consumer goods engagement, a Google Cloud e-commerce remediation.

Cost Savings

Six million dollars delivered through workforce redeployment and optimization.

Certifications PMP Professional Scrum Master (PSM) Professional Scrum Product Owner (PSPO)